Join our Regulatory & Financial Risk team in Bengaluru as a Manager specializing in Credit Underwriting. You'll be integral to Deloitte's Risk, Regulatory & Forensic practice, contributing to mitigating risks and uncovering opportunities.

This role offers a chance to develop deep expertise in credit risk assessment and management within a leading professional services firm. You will collaborate with various teams to ensure robust financial risk practices.

Conduct thorough credit assessments for corporate clients, analyzing financials, business models, and market positions. Prepare detailed underwriting reports, credit memos, and renewal proposals, synthesizing complex data and adhering to risk guidelines. Support business operations through financial data verification, documentation checks, and addressing portfolio queries.

Liaise with legal and operational teams to ensure accurate and compliant facility and security documentation. Actively monitor portfolio health via covenant tracking and early warning indicators, escalating any deviations. Maintain seamless communication across business, risk, and support functions for efficient credit execution.

We seek candidates with 2-6 years of experience in corporate credit analysis. Essential skills include advanced financial analysis, proficiency in financial modeling and Excel, and expertise in data validation. A strong understanding of credit policy interpretation, documentation governance, and internal controls is crucial.

Familiarity with credit controls, documentation standards, and audit processes is expected. A postgraduate degree or professional qualification such as CA, CFA, or FRM is preferred. A solid foundation in corporate finance and banking products will be highly beneficial.