Join EY's Financial Services Office (FSO) and contribute to our industry-focused business unit. We offer integrated services leveraging deep industry expertise and functional capabilities to serve financial institutions and capital markets participants. Our FSO Consulting practice provides solutions across market, credit, and operational risk management, regulatory consulting, quantitative consulting, and technology enablement.

Within our Business Consulting Practice, the Financial Services Risk Management (FSRM) group helps clients identify, measure, manage, and monitor market, credit, operational, and regulatory risks associated with their capital markets activities. We are expanding our Risk Consulting team with experienced Credit Risk and Quality Assurance professionals for our Wholesale Credit Quality Assurance (WCQA) managed services team.

As a Senior member of the QA Managed Services team, you will independently review credit portfolios and assess underwriting quality against regulatory and internal policies. You will execute end-to-end QA processes within a managed services model, ensuring adherence to SLAs and quality standards.

Key responsibilities include conducting Quality Assurance Reviews (QARs) across the wholesale lending credit risk lifecycle, assessing risk ratings, financial analysis, and credit decisions. You will provide credible challenge to underwriters and portfolio teams, identify process gaps, and generate portfolio-level insights to drive continuous improvement in credit risk management practices. Preparing high-quality deliverables and collaborating with stakeholders are also crucial aspects of this role.

We are seeking candidates with a CA or Bachelor's/Master's degree in finance, accounting, economics, or a related field, coupled with 5-7 years of experience in wholesale credit underwriting, risk management, loan review, or credit quality assurance. A strong understanding of the end-to-end wholesale credit risk lifecycle, risk management frameworks, and control design is essential.

Proven ability to review and challenge credit work products, coupled with strong written communication skills for detailed reporting and articulation of insights, is required. Experience in cross-functional collaboration and awareness of emerging AI/ML methodologies in credit risk management are also beneficial. Professional certifications like CFA or FRM, and experience with data analytics tools or managed services, are considered advantages.