Join Deloitte Strategy, Risk & Transaction as a Deputy Manager in Credit Underwriting, focusing on Regulatory & Financial Risk. This role is integral to a team dedicated to helping entities navigate risks and uncover value, covering areas from strategic risks to cyber threats.

As a key member of the team, you will play a vital role in assessing and managing financial and regulatory risks for corporate clients.

Perform in-depth credit assessments involving financial analysis, business evaluations, and peer benchmarking for corporate clients. Develop essential underwriting documents, including credit notes and renewal proposals, by analyzing borrower financials, sector data, and internal risk guidelines.

Provide crucial support to the business through financial spreading, data verification, and documentation checks. Collaborate with Legal and Operations teams to ensure facility and security documentation aligns with approved terms. Proactively monitor portfolio performance, track covenants, and review exposures, escalating any deviations promptly.

This role requires advanced skills in financial analysis, including credit ratios and cash-flow evaluation, along with proficiency in financial modeling and data validation using Excel. A strong understanding of credit policy interpretation, documentation governance, and control frameworks is essential.

Ideal candidates possess a solid foundation in credit analysis, corporate finance, and banking products, with deep familiarity in credit controls, documentation standards, and governance processes. A postgraduate degree or professional qualification such as CA, CFA, or FRM is preferred.