Deputy Manager | Credit Underwriting | Bengaluru | Regulatory & Financial Risk

Deloitte

6–8 yrs Bengaluru Full Time Work from office
Deloitte logo
Posted : yesterday
Actively hiring

Job description

Join our dynamic team focused on mitigating risk and identifying opportunities within financial and regulatory domains. We provide end-to-end risk services, supporting clients from strategic C-suite decisions to managing cyber threats. This role offers a significant opportunity to contribute to value creation through expert risk management.

Responsibilities

Conduct thorough credit assessments for corporate clients, encompassing financial analysis, business evaluation, and benchmarking. Prepare detailed underwriting documents, including credit notes and renewal proposals, by synthesizing borrower financials, sector insights, and internal risk guidelines. Provide crucial support to the business through financial spreading, data verification, and documentation checks. Ensure facility and security documentation accuracy and compliance by collaborating with Legal and Operations teams. Proactively monitor portfolio performance via covenant tracking and exposure reviews, escalating any deviations promptly. Maintain seamless communication across business, risk, and support functions for efficient credit execution.

Qualifications

This position requires 6-8 years of dedicated experience in corporate credit analysis. Essential skills include advanced financial analysis, understanding credit ratios, cash-flow evaluation, and proficiency with lending structures. A strong grasp of financial modeling, Excel, and data validation is crucial. Candidates should be adept at interpreting credit policies, managing documentation governance, and implementing controls. A postgraduate degree or professional qualification such as CA, CFA, or FRM is highly preferred, alongside a solid foundation in credit analysis, corporate finance, and banking products. Deep familiarity with credit controls, documentation standards, governance, and audit processes is vital.

Essential Skills

Credit AnalysisFinancial AnalysisCorporate FinanceBanking ProductsCredit ControlsDocumentation StandardsGovernanceAudit ProcessesFinancial ModelingExcel ProficiencyData ValidationCredit Policy InterpretationLending StructuresCash-flow Evaluation

Highlights

  • Actively hiring

More Details

RoleDeputy Manager | Credit Underwriting | Bengaluru | Regulatory & Financial Risk
DepartmentCredit Underwriting
Employment TypeFull Time, Work from office

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