Join our Regulatory & Financial Risk team as a Credit Operations Analyst and play a key role in managing the collateral lifecycle. This position is ideal for individuals with a background in banking and risk management, offering a dynamic environment within Deloitte South Asia.

Our team focuses on helping entities navigate and mitigate risks while identifying new opportunities for value creation. We cover a broad spectrum of risk services, from strategic C-suite risks to cyber threats, ensuring comprehensive support for our clients.

As a Credit Operations Analyst, you will oversee the entire collateral lifecycle, from initial validation and servicing to maintenance, amendments, and final release.

Key responsibilities include reviewing collateral documentation, processing requests from Relationship Managers and Legal teams, and meticulously maintaining collateral records. Ensuring all necessary approvals, checks, and controls are in place before security releases is critical. You will also be responsible for identifying and resolving discrepancies, always ensuring adherence to internal policies, procedures, and risk standards.

We are seeking candidates with a strong foundation in commercial/retail banking, credit, lending, and collateral management.

Essential skills include a thorough understanding of security validation, servicing, release processes, and collateral documentation. A keen eye for detail, robust risk awareness, and a solid control mindset are crucial. Excellent stakeholder management and problem-solving abilities are expected, along with the capacity to manage multiple requests accurately under pressure. An MBA (Finance), B.Com, M.Com, or equivalent degree is required, coupled with 1-5 years of experience in lending operations, credit administration, or banking middle office. Prior experience in collateral management, loan processing, or credit support is highly preferred.