Join our Regulatory & Financial Risk team in Bengaluru as a Consultant, specializing in Credit Underwriting. You'll be instrumental in guiding entities through risk mitigation and opportunity discovery within Deloitte's Strategy, Risk & Transaction services. This role offers a chance to engage with end-to-end risk services, from strategic C-suite challenges to cyber threats.

As a Credit Underwriting Consultant, your core responsibilities include conducting thorough credit assessments, encompassing financial analysis, business evaluation, and peer benchmarking for corporate clients. You will draft comprehensive underwriting documents, credit notes, and renewal proposals by synthesizing borrower financials, sector data, and internal risk guidelines. Additionally, you will collaborate with Legal and Operations to ensure compliant documentation and monitor portfolio performance through covenant tracking and exposure reviews.

We are seeking professionals with 2-6 years of experience in corporate credit analysis. Essential skills include advanced financial analysis, cash-flow evaluation, and understanding lending structures. Proficiency in financial modeling, Excel, and data validation is crucial. A strong grasp of credit policy interpretation, documentation governance, and controls is also required. While a postgraduate degree or professional qualification like CA, CFA, or FRM is preferred, a solid foundation in credit analysis, corporate finance, and banking products is paramount.