Join EY as a Senior Consultant – Cards and Payments Business Analyst and help shape the future of banking transformations. Become part of a global network dedicated to delivering exceptional client service and driving innovation within the financial services sector.

Global Delivery Services (GDS) is a vital part of EY's strategy, providing high-skilled, cost-effective support to clients worldwide. With a growing presence across ten international locations, our teams are at the forefront of client service, offering expertise in consulting, assurance, tax, and strategy.

This role offers a unique opportunity to leverage your deep industry knowledge and technical skills to contribute to cutting-edge projects in the cards and payments domain. You will be instrumental in implementing new payment systems and driving digital banking initiatives.

Engage in banking payments transformations and the implementation of new cards and payment systems, bringing over five years of dedicated experience.

Function as a Technical Business Analyst for Payment Processing Systems within large banking environments, drawing on at least three years of experience.

Utilize your familiarity with payments messaging standards like NACHA, ISO 8583, ISO 20022, and SWIFT.

Demonstrate proven experience as a Business Analyst or Technical Business Analyst in the payments or broader financial services domain.

Apply a strong understanding of payment systems, processing, and current industry trends, including digital payments and payment gateways.

Leverage expertise in Cards Management platforms such as HPS PowerCard, VisionPLUS, or TSYS Prime, and Enterprise Payment platforms like Finacle or Base24.

Produce high-quality technical documentation and utilize modeling tools, including UML and BPMN.

Apply excellent analytical, problem-solving, and communication skills to address complex challenges.

Work effectively within Agile methodologies and tools, such as Scrum and JIRA.

Manage API integrations and payment technologies, ensuring seamless connectivity and functionality.

Apply knowledge of regulatory requirements prevalent in the payments industry.

Utilize good knowledge of the check payments value chain, encompassing Fraud and Dispute management, Clearing and Settlement processing, and adherence to Network regulations and compliance.

Showcase demonstrable payment processing and clearing knowledge, particularly in data mapping and modeling to resolve issues in development and production environments.

Successfully manage multiple projects and change management initiatives in fast-paced, complex settings, including liaising with external third-party companies.

Excel in stakeholder management and governance within large-scale implementation projects.

Apply sound knowledge of upstream and downstream systems within the payments landscape, such as Core Banking, Payment Switches, Compliance, FX, Advising, and Billing.

Understand and apply knowledge of payment processing stakeholders like Payment Intermediaries, Aggregators, and Switches.

Hold a BE/B.Tech degree along with an MBA, backed by a minimum of three years in client-facing consulting roles.

Possess deep industry expertise in payments and digital banking, with a proven track record in large-scale payments modernization programs.

Contribute innovative ideas to clients, exploring disruptive strategies and the application of new technologies like Blockchain and AI.

Exhibit strong analytical and organizational skills, functioning effectively as a team player in a multicultural, multinational business context.

Demonstrate a strong delivery mindset, customer focus, and unwavering commitment to high-quality standards.

Possess excellent communication skills, fostering teamwork and prioritizing customer needs.

Cultivate influential relationships with colleagues, partners, and customers as a core element of team strategy.

Be capable of working independently or collaboratively as required by project demands.