Join our Regulatory Change team at Deloitte South Asia LLP in Bengaluru. This role is within the Regulatory & Financial Risk division, focusing on mitigating risks and identifying new opportunities for value creation. Our team provides comprehensive risk services, from strategic risk management to cyber threat addressing.

Key responsibilities include performing in-depth credit assessments of corporate clients, analyzing financials, and conducting benchmarking. You will prepare crucial underwriting documents and support business operations with data verification and portfolio queries. Ensuring compliance through coordination with Legal and Operations, and actively monitoring portfolio performance through covenant tracking and risk indicators are also vital aspects of this role.

We seek candidates with 6-8 years of experience in corporate credit analysis. Essential skills include advanced financial analysis, credit ratio evaluation, cash-flow assessment, and understanding lending structures. Proficiency in financial modeling, Excel, and data validation is required, alongside a strong grasp of credit policy interpretation, documentation governance, and controls. A postgraduate degree or professional qualification (CA/CFA/FRM) is preferred, coupled with deep familiarity in credit controls, documentation standards, and audit processes.