Join Deloitte's Regulatory & Financial Risk team in Bengaluru as an Assistant Manager. This role is part of the Strategy, Risk & Transaction practice, dedicated to helping organizations manage risks and uncover opportunities. Our team offers comprehensive risk services, addressing strategic challenges, board oversight, financial and environmental policies, and cyber threats.

Key responsibilities include conducting thorough credit assessments with a focus on corporate clients, involving financial analysis, business evaluations, and benchmarking. You will prepare essential underwriting documents, credit notes, and renewal proposals by synthesizing borrower financials and sector data. Supporting the business with financial spreading, data verification, and documentation checks is also crucial. Additionally, you'll ensure facility and security documentation accuracy by collaborating with Legal and Operations teams. Monitoring portfolio performance through covenant tracking and early-warning indicators, and escalating deviations, will be part of your role. Maintaining clear communication across business, risk, and support teams is vital for effective credit execution.

We are seeking candidates with 2-6 years of experience in corporate credit analysis. Essential skills include advanced financial analysis, proficiency with credit ratios, cash-flow evaluation, and understanding lending structures. Strong capabilities in financial modeling, Excel, and data validation are required. Familiarity with credit policy interpretation, documentation governance, and controls is expected. A postgraduate degree or professional qualification such as CA, CFA, or FRM is preferred. A solid foundation in credit analysis, financial ratios, corporate finance, and banking products is necessary. Deep knowledge of credit controls, documentation standards, governance, and audit-focused processes is also highly valued.